WALL-E was a scary movie. It shows the future of humanity controlled by technology with a lack of physical movement. We might not be far off from fiction. We can get almost anything delivered to us with a few clicks, without having to step outside our door.
Enter the advent of food delivery in the 2010s. No longer was it just pizza 🍕 arriving at your door. You could order food from your favorite restaurants without having to dress up and drive there. The convenience made food delivery apps explode in popularity.
The convenience comes at a price. There are extra costs associated with delivery. There are delivery fees, service fees, and not to mention the menu items often cost more in the app versus the physical restaurant. There are also non-monetary effects. There is a reduction in human contact involved with going to a restaurant, ordering from a waiter, eating out with friends. Delivery apps also increase the likelihood of impulse spending when it is so easy to order food instead of cooking or eating unwanted leftovers.
This is not to say you should never order delivery. There are times when you are truly too tired to cook or there is nothing in your fridge or you are hosting a get together at home. I am simply asking you to be aware and conscious of the choices you make. Don’t let impulses take over your mind and your wallet.
MMM tip: Have you been wanting to reduce your spending on food delivery? Next month set a goal to reduce your total costs by half or the frequency. If you order food twice a week, target once a week instead. Afterward assess the effect on your budget.
Until next week!
Dariene
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Disclaimer: This newsletter is for informational and educational purposes only and should not be considered financial, investment, tax, or legal advice. I am not a licensed financial advisor. Please consult a qualified professional before making any financial decisions.

